By accessing and using the Nerxvold website and services (collectively, the "Service"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Service.

We reserve the right to modify these Terms of Use at any time. Your continued use of the Service after any such changes constitutes your acceptance of the new terms.

Nerxvold provides an AI-powered budgeting and forecasting system designed to help individuals and organizations manage their financial planning through personalized online services. Our platform offers direct interaction with specialists and flexible adaptation to client requirements.

The Service includes but is not limited to:

3.1 Account Creation

To access certain features of our Service, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to violation of these Terms of Use, fraudulent activity, or failure to pay applicable fees.

You agree to use the Service only for lawful purposes and in accordance with these Terms of Use. You agree not to:

5.1 Nature of Service

The budgeting and forecasting tools provided by Nerxvold are designed to assist with financial planning and decision-making. However, our Service does not constitute professional financial advice, investment advice, tax advice, or legal advice.

5.2 User Responsibility

You are solely responsible for evaluating the accuracy, completeness, and usefulness of all information, opinions, and recommendations provided through the Service. We strongly recommend consulting with qualified professionals before making any financial decisions.

5.3 No Guarantees

While we strive to provide accurate and reliable forecasting, we cannot guarantee the accuracy of predictions or projections generated by our AI system. Past performance and projections are not indicative of future results.

6.1 Our Content

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the compilation thereof, are the exclusive property of Nerxvold or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

Subject to these Terms of Use, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes.

6.3 User Content

You retain ownership of any financial data, information, or content you submit to the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, process, and display such content solely for the purpose of providing the Service to you.

6.4 Restrictions

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software.

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information and financial data.

We implement appropriate technical and organizational measures to protect your data, but you acknowledge that no method of transmission over the internet or electronic storage is completely secure.

8.1 Fees and Billing

Certain features of the Service may require payment of fees. All fees are quoted in the currency specified at the time of purchase and are non-refundable except as expressly stated in these Terms of Use or required by applicable law.

8.2 Subscription Services

If you purchase a subscription, you authorize us to charge your payment method on a recurring basis according to the billing cycle you selected. Subscriptions automatically renew unless cancelled before the renewal date.

8.3 Price Changes

We reserve the right to change our fees at any time. If we change the fees for a subscription service, we will provide advance notice before the change takes effect. Your continued use of the Service after the price change constitutes your agreement to pay the modified fees.

8.4 Taxes

You are responsible for all applicable taxes associated with your use of the Service, except for taxes based on our net income.

You may cancel your subscription at any time through your account settings or by contacting us at [email protected]. Cancellations take effect at the end of the current billing period.

Refunds are provided at our sole discretion and only in circumstances where the Service has failed to perform as described or as required by applicable law. Refund requests must be submitted within thirty days of the relevant charge.

The Service may contain links to third-party websites, services, or resources that are not owned or controlled by Nerxvold. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party content, goods, or services.

11.1 Service Provided "As Is"

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

11.2 Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Nerxvold, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

11.3 Maximum Liability

Our total liability to you for all claims arising out of or related to these Terms of Use or the Service shall not exceed the amount you paid to us for the Service during the twelve months preceding the claim, or one hundred dollars, whichever is greater.

You agree to indemnify, defend, and hold harmless Nerxvold, its affiliates, and their respective officers, directors, employees, agents, and representatives from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

13.1 Term

These Terms of Use remain in full force and effect while you use the Service.

13.2 Termination by You

You may terminate your account at any time by discontinuing use of the Service and contacting us to request account deletion.

13.3 Termination by Us

We may suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms of Use.

13.4 Effect of Termination

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14.1 Informal Resolution

If you have any concerns or disputes regarding the Service, you agree to first try to resolve the dispute informally by contacting us at [email protected].

14.2 Binding Arbitration

If we cannot resolve the dispute informally, any dispute arising out of or relating to these Terms of Use or the Service shall be resolved through binding arbitration in accordance with established arbitration rules, rather than in court.

14.3 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and Nerxvold individually. To the full extent permitted by law, no arbitration or proceeding shall be joined with any other, no dispute shall be arbitrated on a class-action basis, and you waive any right to participate in a class-action lawsuit or class-wide arbitration.

15.1 Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices or agreements published by us on the Service, constitute the entire agreement between you and Nerxvold concerning the Service.

15.2 Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

15.3 Waiver

No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms of Use or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms of Use at any time without notice to you.

15.5 Force Majeure

We shall not be liable for any failure or delay in performance under these Terms of Use due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

15.6 Headings

The headings in these Terms of Use are for convenience only and have no legal or contractual effect.

If you have any questions about these Terms of Use or the Service, please contact us:

We reserve the right to update, change, or replace any part of these Terms of Use at our sole discretion. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of or access to the Service following the posting of any changes constitutes acceptance of those changes.

Material changes to these Terms of Use will be notified through the Service or via email to the address associated with your account.

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, you must not access or use the Service.