The information provided by Nerxvold ("we," "us," or "our") on smart-nerxvold.com ("the Service") is for general informational purposes only. All information on the Service is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service.

The Service and its content do not constitute professional advice. Before making any decisions or taking any actions that may affect your financial situation, you should consult with qualified professionals. We are not liable for any losses or damages arising from your reliance on information obtained through the Service.

The budgeting and forecasting tools, reports, analyses, and recommendations provided through our Service are based on the information you provide and algorithmic calculations. These should not be considered as financial advice, investment advice, or professional consultation.

Financial planning involves consideration of individual circumstances, and automated tools cannot account for all variables that may affect your financial situation. Results and forecasts are projections based on current data and assumptions, and actual outcomes may differ significantly.

While we strive to ensure that the information provided through the Service is accurate and up-to-date, we cannot guarantee that all information is complete, correct, or current. Financial data, market conditions, and economic factors change rapidly, and information may become outdated.

Users are responsible for verifying any information before relying on it for decision-making purposes.

The Service may contain links to external websites or services that are not provided or maintained by us. We have no control over the content, privacy policies, or practices of any third-party websites or services and assume no responsibility for them.

We do not endorse or make any representations about third-party websites or services. Your use of external websites is at your own risk, and you should review the terms and privacy policies of any site you visit.

Our AI-powered budgeting and forecasting system relies on algorithms, machine learning models, and data processing technologies. While we employ industry-standard practices to ensure accuracy and reliability, no technology is perfect.

Technical errors, system malfunctions, data processing issues, or algorithmic limitations may occur. We do not guarantee uninterrupted, error-free, or secure operation of the Service.

We do not guarantee any specific results, outcomes, or financial improvements from using our Service. Success in achieving financial goals depends on numerous factors beyond our control, including but not limited to:

• Individual financial behavior and discipline
• Economic conditions and market factors
• Accuracy and completeness of data provided by users
• External events and unforeseen circumstances
• Personal life changes and emergencies

Past performance, forecasts, and projections are not indicative of future results.

Under no circumstances shall we be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from:

• Your use of or inability to use the Service
• Any financial decisions made based on information from the Service
• Errors, omissions, or inaccuracies in the content or data
• Unauthorized access to or alteration of your data
• Loss of data, profits, or business opportunities

This limitation applies even if we have been advised of the possibility of such damages.

You acknowledge and agree that:

• You are solely responsible for all financial decisions you make
• You should independently verify all information before acting upon it
• You will not hold us liable for any losses or damages resulting from your use of the Service
• You understand the limitations of automated financial tools
• You are responsible for maintaining the confidentiality of your account information

We reserve the right to modify, suspend, or discontinue the Service or any part thereof at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

Scheduled maintenance, updates, or unforeseen technical issues may result in temporary service interruptions.

All budgeting calculations, forecasts, and financial projections are based on:

• Information and data provided by you
• Algorithmic models and assumptions
• Historical patterns and statistical analysis
• Current economic indicators and trends

Changes in any of these factors may significantly affect the accuracy of projections. We do not guarantee that calculations or forecasts will be free from errors or will accurately predict future outcomes.

While our Service is accessible to users in various locations, certain features, recommendations, or information may not be applicable or appropriate for all regions. Users are responsible for determining whether the Service is suitable for use in their jurisdiction.

We make no representation that the Service complies with the laws or regulations of any specific country or region outside of where our business is registered.

We reserve the right to modify or replace this Disclaimer at any time at our sole discretion. Material changes will be indicated by updating the "Last Updated" date at the top of this Disclaimer.

Your continued use of the Service after any modifications to the Disclaimer constitutes acceptance of those changes. We encourage you to review this Disclaimer periodically.

For matters requiring professional advice, we strongly recommend consulting with:

• Certified financial planners or advisors
• Licensed accountants or tax professionals
• Investment advisors or wealth managers
• Legal counsel for contract or regulatory matters

These professionals can provide personalized advice based on your specific circumstances, which automated tools cannot replicate.

If you have any questions or concerns about this Disclaimer, please contact us:

Nerxvold
103 Yishun Ring Rd
Singapore 760103
Email: [email protected]
Phone: +65 6365 6405

By using the Service, you acknowledge that you have read this Disclaimer and agree to its terms. You understand the limitations of the Service and accept full responsibility for your financial decisions and actions.